Habitat Solidarity Fund - FHaS

Building international solidarity for housing

The Habitat Solidarity Fund – FhaS is a solidarity mechanism that finances the construction of collaborative housing in countries where vulnerable populations do not have access to affordable credit.

Towards social housing!

We dream of a collaborative housing movement in which groups of residents from different regions exchange their experiences, trust each other and help each other. Through this solidarity they strengthen their capacity to build a different, more sustainable town.

Participating in the Habitat Solidarity Fund is believing in the ability of residents to improve their living environment and build a more inclusive and sustainable town.

Committing to collaborative housing internationally means supporting groups that share the same convictions.

How are your contributions to FHaS used?

FHaS funds are lent to revolving funds - credit generating funds - managed by our partners in Senegal and Nicaragua with whom we have been working for more than 10 years and who develop collaborative housing projects with organized groups of residents.

With 1,000 CHF, a house is being rebuilt in the suburbs of Dakar, Senegal

With 8,000 CHF, a house is built in the department of Matagalpa in Nicaragua

Thanks to your commitment urbaMonde can support the funding of umbrella organisations of groups of residents and grant funds to collaborative housing projects.


How to participate?

Step 1 : Deposit or Donation ? Fill in and send us the form that can be downloaded here

Step 2 : Make your donation and/or deposit to the Fund's bank account.

Step 3 : Receive the deposit contract and/or donation certificate by email or post.

And then ? The amounts collected amounts are regularly transferred to local revolving funds.

As an applicant and/or donor, you will receive news about partner projects.


FAQ

  1. How are your contributions to FHaS used?

FHaS funds are lent to revolving funds - credit generating funds - managed by our partners in Senegal and Nicaragua with whom we have been working for more than 10 years and who develop collaborative housing projects with organized groups of residents.

  1. What is the interest rate for the final beneficiaries?

FHaS funds are lent to revolving funds at cost price - corresponding to the cost of an international bank transfer and the exchange guarantee. Revolving funds lend to population groups at an annual rate that is up to 4 times lower than the rates offered by the conventional financial sector.

  1. How do we limit the risks?
  • Local revolving funds are directly funded by donors through cooperation projects. These allocations constitute reserves to cover the risk of default by Southern partners.
  • The risk related to exchange rate fluctuations is covered by regular transfers related to international cooperation projects.
  • Local Revolving Funds are regularly audited by accredited bodies. Quarterly monitoring is also carried out in partnership with the Philea International Cooperative Society.
  • The final risk is borne by the FHaS and in-fine by the depositors.
  1. Other questions ? Contact us

Who we are

UrbaMonde is committed to sustainable cities produced by and for their inhabitants. The association founded in Geneva in 2005 supports collective and participatory housing projects and creates solidarity links between inhabitants throughout the world.

Philea International Cooperative Society, a non-profit and public utility organization, brings its nearly 25 years of experience in solidarity and sustainable finance to the social and solidarity economy. It acts as a technical partner of the project.

CoHabitat is a network of community-led housing organizations and allies, who work together to secure housing through collective, non-speculative, people-led solutions.

In partnership with : Fédération Genevoise de Coopération